USE Credit Union

Are checks submitted through Mobile Deposit subject to extended hold?

As with the ATM check deposits, some mobile deposits may have to be reviewed as exceptions. Mobile deposits can be placed on hold for up to seven business days, with the first $200 always available for your everyday banking. The most common reasons we place an item on hold include:
  • amounts greater than $1,000
  • improper endorsements 
  • deposits to new accounts 
  • checks previously returned
  • items not eligible for Mobile Deposit

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