USE Credit Union

What happens if I make a purchase and exceed my credit limit?

Nominal transactions that exceed your credit limit will be authorized as a convenience, however transactions exceeding a certain threshold may be declined. If you happen to exceed your credit limit, your next minimum payment due will be increased by the amount of the overage.
If you'd like to request a credit limit increase, please call us at 866.873.4968 or visit your local USECU branch.

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